There is also an annual 3 month "winter" eviction ban they are trying to expand to include teachers and any tenant with children during the school year.   

Unless you are basing the deal off a lower rate to  refi down the road to me it doesn't seem like a good use of time as planning for a best case scenario just seems like a way to see a bad deal as good, and overlook actual issues.I'm old school I don't want to use a program that I am not sure how they are running the formulas and not know if it has a bug in it.

I rely on tenants upholding their part of our contract and paying for the service I am providing, which I use to pay the bills my business generates:  mortgage, county tax, city tax, school tax, water/sewer bill, garbage removal, maintenance, operational, cap ex, insurance, etc.   

@William SievingI am completely old school on renovation schedules and timelines.

My goal is to purchase two properties in 2023, my dilemma is that I would like to purchase one to live in and would like to start my rental property investing this year as well.Quick summary, I am currently 25 years old, finished school in December of 2019 and started my job where I currently work in January 2020.

(Credit cards and a couple of high interest loans, (I still hold my school debt for tax purposes)2) I drove lyft, bought and sold cars whatever I had to do on the side to make more money!

My numbers may be old-school and not really feasible anymore.  

One is my first home that I bought a couple years after I finished school, in NY. 

Dalton, I am a Northwestern High School grad and Kokomo born and raised myself.

. , Average yard size, good school district. 3.)