If you plan on using a loan to buy, then include your mortgage payment. 

Recently moved from Canada so I don’t have any credit or verifiable income, but can put a good down payment down (40k) cash or so.

Hello,I was wondering can a buyer sell or refinance a home that has been "subject to" were the seller couldnt make the payments anymore.

So if I offered someone 2nd position to cover the down payment and found someone else to fund the rehab, how would that be structured?  

. $137,500 Purchase price (25%) downMOnthy payment PITI--$1205Gross rent $2100/month2  ONe Bedroom units $625/month1  2 bedroom unit $755/month garage rented for $100/month The 1 bedrooms are 50-75 under market valueThe 2 bedroom unit is about $200 under market valueCoin op laundry in the basement also.

Pay for repairs with cash, live in it, and cash out refi for a down payment on a rental?

After that, we never heard from them again.We provided a partial rent payment in October which would cover a credit for Sept & Oct with an explanation, again, of why we were seeking it. 

I was wondering what an average percentage would be for a down payment of a single family home?

One accounting mistake, one payment going to a personal account accidentally, one use of a personal credit card and poof, you’re personally liable.

I offered $6,000 (after all back payments and fees) and he accepted.