Orlando itself is a little tough to find well cashing flowing without BRRRRing. 

If you are paying in cash, you'd have the bank write a letter indicating you have the capital on deposit or you can also print out your bank statement showing the funds.

I have a good job and properties are cash flowing.

I am location agnostic but I'd like to start at some level of positive cash flow. 

Then you will need to have a cash out refi to pay yourself back.

You will almost surely be at negative cash flow house hacking in JC, depending on how much down.

Now that you are behind the bank has to put this as a liability on their books and have $400k cash set asideBanks only require 10% reserves typically so that $400k is stopping them from lending approx 3.6M in loans 3.6M at 7% is a big number and will lose a lot more from this than $10-$20k on your loan.

Is that cash, small bills, in a suitcase?

Purchase price: $330,000 Cash invested: $16,500 We purchased in 2021.

Infinite cash flow with minimal work was the goal.