There is a little action between semesters, and right before school starts.I also rent all my units jointly and severally to groups of friends.

Kind words are like honey—sweet to the soul and healthy for the body."

My goal is to do the house hack while trying to obtain a healthy cash flow.

Besides that, I'm lucky to have a job that provides a very healthy income, so I can carry this without too much pain, and can work extra to take care of the remaining debt pretty quickly. 

We could have done a Fannie/Freddie right away, but would have had to have made a joint purchase with our investor, and the bank would have required him to be on the deed.

I would rather be fully booked at a rate that gives us a great profit margin than raise it too high and fall back on the bookings, I don't think that's healthy.

Would it be more advantageous for a couple to get financing jointly or separately?

We invest jointly in two different llc's that are made up of with one being each of our solo 401ks oh, and the other made up of our three self-directed IRAs. as far as lenders go we have used nasb, who specializes in non-recourse loans and have been very happy.

You can't say An orange is healthy because the color is orange.

There is nothing wrong with having a positive, healthy tenant/landlord relationship.