Lastly, not a fan of a self directed Ira for cash flowing real estate.

She is not a fan of being a landlord.

Crap hits the fan and things can go very wrong with life and personal finance. 

When I've encountered this problem, I have offered a temporary replacement like a box fan and a credit for the following month's rent or a gift card.

I have been a big fan of the BP YouTube videos for quite some time now, and thought it was probably about time I saw what the whole community was all about.I will be starting a career in brokerage shortly and aspire to begin investing on the side as soon as I can. 

Last year, my ceiling fan in the bedroom kept her awake and she complained for months.  

You're not getting normal homeowners insurance, which you might have calculated for 250.yes the roof is not your responsibility, but repairing the fridge or having the disposal replaced is totally on you. replacing appliances is also on you when they finally die. lights, faucets, toilets, flooring, ceiling fans all have a finite lifespan.

This is more to give you things to consider as oppose to things to do.This is a real estate site so most if not all of us are very pro real estate and for good reason.My general philosophy looks something like this.Yes I have monies in IRA's but I'm not a very big fan of them.

New carpet, kitchen flooring, light fixtures/ceiling fans, paint throughout, new baseboards throughout, new electrical outlets/switches/cover plates throughout.

I am not a big fan of new construction, especially at this point in the market.