Assuming I could get ROI of 10% over 20 years investing in the market, what would you do?

Our current house is 76 years old and will soon require major repairs. 

Hello, I purchased a home last year and looking to buy another home soon.

The market has shifted in recent years, and many lenders have tightened their criteria due to increased risk and regulatory changes.However, I work with a network of private lenders who unsecured funding in the form of signature loans that borrowers often use for gap funding.

There is some risk no doubt but keep in mind I fund at least 120 to 140 of these deals a year so I already know going in we will have a few bummers..

The old saying goes...”find the deal, and you can find the money.”  

I am under contract on the sale of my first home, I have owned the house for 10 years in Oakland County, MI. 

You may find a 3/2 of equal quality and same neighborhood one producing $100k a year in income the other doing $55k and then you know about how much having a pool will affect income.

I have read a few books from Brandon Turner and David Greene a year ago.

The intent is the sponsor needs to know enough about investor to feel comfortable the investor has the financial knowledge and acumen to properly evaluate the potential risks and benefits of any investment and the financial stability to invest capital for a 5 to 7 year period.Topics of discussion with sponsor would be:Income, credit, job stability, prior investment experience either with real estate or other asset types, education level, occupation and profession, amount of savings or funds in retirement accounts.Hope this helps.