Are these limits sufficient?

Granted its been almost 5years but when we were looking at windows white, brown, tan were 'standard' and a single price and having other colors (every window mfg had different choices) was additional.

They are underwritten to the same standards as a conventional home, you have leeway to underwrite to secondary guidelines including compensating factors to determine affordability, likelihood of performance, collateral being sufficient for any future loan required.

Typically, $1000 will be sufficient for e-m.

If you make pre-tax contributions you still getting tax advantages but will not be limited on your investment choices.

James Ehrig I don't think it matters what letter choice you choose because if a seller is motivated enough you'll hear back from them.

In general you will find deals with fatter margins through direct mail than you will through the general MLS as you aren't fighting all of the other retail buyers and connected investors (who are alerted to choice properties within minutes of them being posted or before) who will be putting significant pressure on those houses.Read up on direct mail marketing in these forums and you will learn what the best ways to do it and where to focus your efforts.

Budget sufficient time to attend to your business.

I guess another "LUCKY" choice.

It's my 200% commitment and focus and I will do everything to stay on schedule/budget to make this a truly successful endeavor of self-sufficient income and long-term financial security.Thanks to everyone so far for your support and encouraging words, and thank you in advance for everyone who still is to come!