There are some folks with very high incomes that use the negative cash flow property as a tax reduction technique, but only because they can afford to carry a negative cash flow property while they wait for appreciation to get them out of the hole they are digging.  

So, care, prudence and estate planning techniques must be used in devising a note for an elderly person. 

A safe bet even for buy and holds.

., Lenders still want to see that their loans are "safe", meaning that you will not readily get 100% financing from anyone - for the long haul.

Thanks to all and everyone have a happy, safe, and prosperous New Year.

Hi,Since reading through this forum for the last few days, I have decided that I would like to invest in properties in good, safe working class areas, in the 50k-70k range.Being from the UK I think that starting with Turnkey properties would be best as it provides a more hands off solution, rather than buying somewhere that needs rehab as this would be very difficult to manage from the UK.When it comes to finance it seems that options are limited, ideally I would want to put as little down as possible so I guess I may need to be creative!

You should do some research on SAFE Act, Dodd Frank and state usury laws.Also, it is a little concerning that you want to sell the note at 75% of the balance.  

More important factors I would be focusing on would be crime rates, proximity to jobs and the condition of the building.You can use trulia crimetracker to get a feel if an area is safe.

Jermaine here, we do not reward our tenants with gift cards or that kind of stuff, we just provide a clean quiet and safe place to live, and given tenants $25 gift cards gets pretty expensive at around 20 units,For the past couple years we sent out a simple holiday card and in any event most tenants just want to be left alone

Putting your money into a safe, liquid investment is going to earn a 3 - 5% return (2.5 - 4% after taxes ... assuming you are in the lowest tax bracket).