If you have been accounting for this improperly that indeed will need to be cleaned up since it sounds like you may have not given proper credit to the Buyer/Borrower's payment to principal.Stop making this about a regulation that you do not really understand and make it more about what you are doing and how it was actually setup.  

And I stumbled upon a local community group specifically in that area that cleans, fundraises, etc.Property is newly, if slightly rehabbed (last month).

The sellers have kept the property immaculately clean and fully updated to today’s standards.

Since then I am regularly reading forums/blogs and networking with investors/providers. 

Hey Adam,There is a meeting that Jon Huber set up that happens fairly regularly (monthy-ish).  

To borrow from a favorite Baseball movie of mine, "If you build it, they will come".My advice is to show up on a regular basis to every meetup you can find in your area.

I cleaned and painted and learned to be darn good at both. 

When I get the text I click the link in it and it gives me a popup box reading AUTHENTICATION REQUIRED (bold, not caps), with regular font "bgrpkts.me" underneath, with two fields for username and password below that.

Cash flow from REI is on the way up for me, feeling very fortunate I don't have a regular 'day job.' 

Yet another is to be direct, 'come clean' about your problem ('I need to buy X before this date, can you help me please?').