This seems to be a BP thing.There is no "official" definition or difference between a hard money lender, a private money lender, and now your new term, Jeff, an "experienced" private money lender (which I really like because it perfectly fits me and my wife).

Self direct your account, a loss of job is a perfect time to take advantage of your ability to do so.

Makes perfect sense and things clearer getting others opinions and advice.

After about 3 months, I had circled back on my list a couple times and called a big time broker in the area to remind him of the purchasing criteria doc we had sent him and to let me know if he had anything.That’s when he said, “Yeah, actually I have one that meets what you want perfectly that’s been under contract quite a while, but I just got word it’s about to officially fall out of contract here in the next few days.”

To my surprise I found beautiful, perfectly sized red potatoes.

It is perfect for me to sit at here while I am at my job, and make use of my time.

It makes perfect sense in a vacuum.

But that's a perfect example of a win-win in lending, and how costs / rates have come into a much more sane and acceptable neighborhood.Joseph M. - Here's my take on your interesting observation: One - as far as LTV's going up, and hard money becoming more aggresive, that would definitely occur with continuing prices.

@Lamar Cannon I have had the most success with the list above actually but also to include delinquent taxes.I conveniently hit the perfect storm earlier this week.

The lease option method will still work perfectly though.