@Katrina Gillrup I think it's crucial to have a relationship with a contractor before you go under contract on a property.

Do you have great relationships with your contractors so they would cut you a deal?  

I love my dad, I have a crazy amount of respect for him and owe him so much for how much he's taught me about business but I feel like this disconnect is starting to affect our relationship every time we talk about money.Now to bring this full circle:Ever since reading Rich Dad Poor Dad 3 years ago my mindset on money, greater so the idea of financial independence, has dramatically changed my life.

Relationships are key in real estate.

Build relationships with other investors.

You'll likely want to be in contact with your Relationship Manager of the bank you use as some bankers I've spoken to have been inundated with inquiries and are working with established clients first.The payroll costs for self-employed may have more detail provided in the future guidance. 

Start building a relationship.

As long as you clearly define roles of each person up front it should be a pretty good relationship. 

If I can establish a good relationship with a bank through their investment products, I know that I can get to the next level where I'm doing 2+ deals a month. 

Never mix business with personal relationships