Partnering with family a good idea when I don't have the funds?

[Abner Castaneda]

Alright so I would like to start investing sooner rather than later. I only have $10K in cash but I am currently in an entry level role with $38K Salary. I also have $4k in non- interest debt. My aunt & her husband have $20k accumulated, however I have the highest credit score out of the 3 of us and I am not sure if my debt to income will come in to play in this scenario. So I am curious if partnering would be a good idea. 

I am not familiar with how partnerships work and if the returns would be better together or separately. Could we even qualify for an FHA loan or would it have to be a conventional 20% down type of loan.I am still very much learning everyday so pardon me if this is a novice question but I just want to know what experienced investors would do in this case.

Thanks!