Looking for a HELOC for an investment property

[Kesete Thompkins]

I have a property that I need to refinance or get a HELOC on (I prefer a HELOC). I'm in the Pittsburgh, PA market and I'm not getting the response I need from the banks I've contacted for several reasons. Some of the reasons that I've heard include:

1. My credit score is in the mid 700s but my debt-to-income ratio is too high.
2. It's an investment property.

The property has about 90k in equity and I need it to fund a couple projects I'm working on. I'm looking for a bank or credit union to partner with. Does anyone have a lender they've worked with that they can recommend? 

Any help from the community would be appreciated. 

Thank you.

[Anthony Angotti]

Originally posted by @Kesete Thompkins:

I have a property that I need to refinance or get a HELOC on (I prefer a HELOC). I'm in the Pittsburgh, PA market and I'm not getting the response I need from the banks I've contacted for several reasons. Some of the reasons that I've heard include:

1. My credit score is in the mid 700s but my debt-to-income ratio is too high.
2. It's an investment property.

The property has about 90k in equity and I need it to fund a couple projects I'm working on. I'm looking for a bank or credit union to partner with. Does anyone have a lender they've worked with that they can recommend? 

Any help from the community would be appreciated. 

Thank you.

Huntingdon, S&T, First Commonwealth do them locally. 

Right now they are flooded with requests though. Additionally if your debt to income is high that might be a problem with pretty much everyone even as a HELOC.

Good luck