Make sure you run rental comps as you look to purchase.

-As for the unauthorized occupant, it sounds like you need to confront the tenant, make sure they understand that all persons over 18 years of age need to be screened and added to the lease.

I feel that even if I work less, my money will go further and I can save more.

It is one thing to get a judgement and a completely other thing to get actual money.

I am also a real estate agent now who will be able to buy and list my own properties..I would like to BRRRR if it makes sense on the refi to pay off the LOC, or sell for a quick turn around.Thoughts/suggestions?

I would then plan to use this forced equity (since I plan to buy a fixer upper) to invest in another home.I have been constantly reading to househack right into the MFH, but this may take some time for me to acquire the money and purchasing power.

It probably helps them price out their policy to you so that they make sure you have the right coverages in place.All the best!

Go to local meetups, or join the local REIA in Westchester, and make some connections and see where your time or skills can be used to help a more experienced investor.

An example would be credit score, if that is what makes your trust someone that is completely fine.  

Houston isn't making 4 unit buildings regularly.