Until I realized I need to utilize my creativity, ingenuity, number crunching forte, ability to sell and impeccable customer service skills.  

I started a new aspect of my RE video blog and I incorporated a look back at my 2005 goals in it.

I'm looking for something more creative and can get me into this type of property for $200k or less.

You don't have to buy in bad areas and $20K can go far if you're creative.

Great question, I'm looking forward to reading some creative feedback.  

how can I acquire a pproperty using creative financing and make it a rental property?

Account Closed Fannie Mae has a new program, where a buyer can refinance the home to either pull cash out or just get in a loan with better terms right after purchasing a property.In your case, with your little experience, I will go for the 3-4 flat bought with creative financing and then refinance the deal a week after closing with a local bank!

You have to keep in mind that if your going to be holding the property then obviously whatever you can rent it for will dictate how much you can afford to pay her monthly out of that rent just as if it was a traditional mortgage.Cheers,Hopefully this will give you some creative ideas to try.  

The folks who are in the market for buying and selling private notes are more than happy as we will see a bump up in seller financing and other creative deals rather than most buyers being able to get 100% financing.Time for the savvy investors to step up and for the dumb money to return to the sidelines.

Or should I just get a bit more creative with my selling terms and ways of dealing with the horde of wholesalers to harness any connections they might have (advertising agreements or some such)?