You can do this with no credit and very little money.Good luck.

An owner selling by themselves can forego/accidently overlook certain steps in the transaction whereby a licensed agent would be compelled to expound i.e. inspections and disclosures.I would limit my exposure by offering owner financing bad credit ok with 5 or 10% down, then sift thru the possible leads for someone who qualifies for an 90 to 95% sub-prime mortgage or who has the best possibilty of qualifying for one in a year.

Yesterday they did one on a kid who started a $50K rehab with no money or credit, but took a week long vacation in the middle of it.

With limited money I am trying to build up credit (and cash) to make some larger investments.

The things that seemed to influence the lenders is credit worthyness and proven track history of being able to perform to the expectations.

Ruined credit?

Everybody wants a foot in the door to get rich quick with no money, no credit, and virtually no work.

I would love to do some deals with no money or credit of my own......

I have credit score of around 690-700 and my Mother's is over 800.

My question, as a method of getting the asking price lowered, would it be prudent to ask for a credit of our rental payments toward the asking price of the house?