I have a great credit score but no money right now because it’s hard to get a job with a felony.

I have a great credit score but no money right now because it’s hard to get a job with a felony.

So that’s the background and my question is how does a young person with not much credit history get a loan for something like that?

Credit Risk.

How is their credit?

One more thing, I am not sure if you are using the lender you're using because you have a previous relationship with them, but with my lender the down payment for an investment can be as low as 15% (and I don't have any other investment properties under my belt or stellar credit).

Two lenders I have used in the past have told me that you need a credit score of at least 720 due to fannie mae regulations to refinance properties 7-10. 

I know she has iffy credit so have started thinking about lease to own for tenant.

Regardless if you're buying a $10,000,000 home with 840 scores or buying in the $100,000+ range, 550 scores, we find your best terms for your situation.  

Its like a big credit card.