Banks would use 75% of your rental income so if you move out of a unit that new rental income would be counted toward your dti / It is almost a wash, although I don not know your total picture you should be able to enjoy your new sfr without much impact 

Which includes, among other things, no more then 5 bedrooms unless you have a 3 car garage.

They insure my house, cars, etc.

Personal Capital tracks only that after-tax wealth which is relevant to early financial freedom, while Mint contains my entire financial position (including assets that are irrelevant to early financial freedom like the value of my car, and my retirement accounts and home equity). 

For some clarity on why you were told this, let's go ahead and go to the lowest common denominator: car sales lot.If you walk onto a Ford lot and say you want a car that fits characteristics X, Y, and Z, characteristics that ONLY Toyota includes in one vehicle, an average Ford salesman will just tell you it doesn't exist and invite you to take a look at the F-150 or Ford Focus.

What your asking is the same as asking if you had 30k, what car would you buy.

Sell the car.

Since then she has been late 3 times (car trouble, etc), she does a lot of 'around the mulberry bush' talking but she does end up paying the rent and adds the late fee to it.She promised this month (April) she would be on time and was caught up on money.

His clients keep it in the car right next to the insurance and registration.  

You have all bought cars, with 'factory incentives' and various merchandising program that get you 1.9% interest for 72 months or whatever...