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Updated about 8 years ago on . Most recent reply

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48
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Ethan S.
  • Hurricane, UT
7
Votes |
48
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Which is the best? Mint vs Quicken 2017 vs YNAB vs Spread Sheet

Ethan S.
  • Hurricane, UT
Posted

Which budgeting software would you recommend for organizing your finances most accurately?

I'm currently using free websites such as Mint & YNAB for tracking my finances. I am looking at buying Quicken Home & business 2017 software but I wanted to hear opinions. Any opinions and advice for personal finance would be much appreciated!

Most Popular Reply

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Scott Trench
  • President of BiggerPockets
  • Denver, CO
5,921
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Scott Trench
  • President of BiggerPockets
  • Denver, CO
Replied

I use BOTH Mint and Personal Capital. Personal Capital tracks only that after-tax wealth which is relevant to early financial freedom, while Mint contains my entire financial position (including assets that are irrelevant to early financial freedom like the value of my car, and my retirement accounts and home equity). 

I think at a certain point, these products are all similar enough where you can track your net worth with a reasonable degree of accuracy through any one of them. Pick one you like and stick with it, unless it fails to offer you features that are relevant to your situation. 

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