I imagine the lender will want to regroup its loss and make some money out if.

I took 100K depreciation and have 100K in appreciation, so let's say 25K in recapture tax and 20K in capital gains tax due. 

Set up payments with a loan servicing company to collect PITI with the payor paying the fees  and requiring the payor to carry a home owners policy naming the lender as the mortgagee/additional loss payee.

I understand that argument but except capital gains which one makes more sense form a cash flow point of view ?

From there, you should be able to speak to anyone in the loss mitigation or loan servicing department, once authorized.

Thanks Morris for your the quick reply, let's leave the financing aside assuming the new investor has 100% of capital to purchase +51% or 100% of shares.

NOI / Capital Employed (down payment) = Net ReturnI then break out the Net Return into what would be cash and equity.

Essential I have 1 rental that brought in $8750But between all my expenses I am seeing a total loss of approx. $17,000 between flights, office supplies, ect. 

If the lien amount is paid with no funds going to buyer would that trigger capital gains for them?

The option to have your wife in real estate is good if you have rental losses and a lot of depreciation.