I currently rent it to two of my other companies (which have paid rent faithfully since I got the property in March 2020) but I am looking to convert to a more typical mortgage-type loan before the contract for deed reaches a balloon payment. 

The cops must've contacted the building inspector about the garbage and they sent a letter to the owner which is how they realized there was an issue. 

Just curious if anyone here writes holiday greetings and or provide gift cards to tenant during year end/ new year. Debating if I should give a gift card to the tenants who have been super nice.

5 year balloon from what I know. 

Write them a short, professional letter with the details and the charge.

-Profit n Loss - Year to date Profit n' Loss signed by a CPA. ( needs to match bank statements ) -CPA letter confirming that borrower is self-employed and the business is profitable and legit .

@Francis Nasser A CPA can chime in on this one but as far as I know, an interest-free loan isn't illegal per se but it is highly likely to trigger an IRS auditHowever, you could include a certain $ amount as a part of the purchase price and record it on paper as prepaid interest which could potentially circumvent this issue E.g, a seller is carrying $100,000 for a property with a 2% interest on 30 year am and a 5 year balloon (=10%).

I'm waiting on an official job offer letter right now to start figuring out the finance side of things.

One offered to give me a letter signed by her father in law, who "employed" her.

I will be sending them a letter offering to buy it this week.