It's a 5/1 ARM with rates often in the 5s for investors. 

Jersey ranks seventh in HHF allocation at $415 million, but lowest out of these ten states on an ARM ratio at 5.8% ($1,363 Average Monthly Rent/$281,000 Average Home Value).

You need this for safety of having multiple exit strategies ... in other words, you always need a profitable exit plan B if your plan A does not work.

I guess it depends on how many current loans are on an ARM and when those rates expire, and if the Feds will raise the rates.

Interest only mortgages seem to be the easiest way to maximize profits early, ARMs, fixed.

Interest only mortgages seem to be the easiest way to maximize profits early, ARMs, fixed.

We are looking to rapidly expand our assets and acquire more investment properties in the near future and in the mean time, are arming ourselves with knowledge.

I'm actively looking for a couple more properties in the area and have found only one area thus far that made me uneasy or question my safety and that was the president streets in Phoenix, they were pretty sketchy. 

Sort of a safety net for me as I move forward, so to speak.

RE has social aspects, it serves a physical need for citizens, shelter, safety, there is a civic purpose in the RE market.