If we do that then I'm not really leveraging my money and am just using it as a more "traditional" investment. 

If you're looking for traditional financing, I can assist you with this. 

Credit:  Credit is not the end of the world, but having good credit certainly helps you be able to use traditional funding. 

Much easier to get Hard Money than traditional financing, but more expensive as well.

Hi Joe,Are you looking to obtain traditional financing through a bank to get the loan?

Curious what the main reason is that you are seeking hard money instead of traditional financing? 

Option B: do traditional wholesale assignment to other investors that will flip. 

He already owns a how with a traditional mortgage.

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For this reason, our real estate agent brought up the idea of doing this with our property instead of turning it into a traditional rental.