We keep your doc's stored in a secure portal that you have access to and we can use for any purchase or refinance in the future it does cut down on the time frame next time around.It's also good to take a look at other bigger banks programs and how they can help offer lower rates and not have to pay points like lenders and brokers charge!

Received an offer with previous agent of $3.2M to sell to a developer with 12 month escrow.

@Nathan DarcyFile eviction and offer cash for keys

I myself have only been here a few weeks but have learned a lot and made great connections.

We frequently have properties offered to us off market in the $250k-$750k range but finding decent lenders or investors is a slight challenge. 

What questions should I be asking the insurance agent to understand what they are offering and what to add / remove from the policy?

Both banks and credit unions are good starting points, as they can offer different types of financing solutions that might suit your down payment goal of 15-20%, but the chances of getting 15-20% are limited as 25% is more likely to open more doors for you. 

Most lenders will offer two options:1: 20% down and 20 yr amortization and 10 yr term.2. 25% down and 25 yr amortization and 10 year term.Rates will vary by region, lender, and relationship with your lender.  

Along with potential income flow and tax advantages, real estate also offers physical assets.

Additionally, crowdfunding offers diversification benefits, allowing investors to spread their risk across multiple properties or projects.