Do I HAVE to pay for the second garage door ‘just so they match’??

You guys might be a good match!

As for the unit freezing up; I am a HVAC contractor and if the unit is installed with a blower size that matches the evaporator coil the unit will never freeze up.

My contractor is recommending the house be resided with some T-111 because the bottom part of the siding, about knee height and down has some rot and he doesn't think we can find the same style siding to match.

White is easiest to match, goes with everything, easiest to keep looking good, and is interchangeable with other rental units if necessary.

I do have an employer match, which I’ve lowered my contribution to meet the max employer match %. 

Also, she didn't like the previous owners and she would approach potential buyers trying to deter them from buying the unit if they didn't match her criteria (I.e.

@Dmitriy Fomichenko agree with you about some specialized lenders lending non recourse loan (as i said at second half of my comments ) with a lot of down payment  and higher rate (all about risk adjusted at the end , pay now or guarantee it) ... example : a good commercial rate as of last Friday (Oct/11th ) would be 4.5% APR/25/long term fixed/1% Origination /1 yr IO/20% DP ... highly doubt that those non recourse lender will match a loan similar to that ... 

If I was, I definitely would've been maxing the contribution to get the matching.  

Keep contributing to your 401k to get the company match, but other than that, blow the 401k up at this point I think, don’t let Wallstreet 401k bankers make you think you can’t use your own money.