If your loan is a short term loan with a balloon payment, then you are likely going to be required to refinance or pay off the balance. 

Of course, the rate is a touch higher and requires you have greater reserves.

Builders risk for physical property?

I have posted on here previously, but I wanted to extend this message to anyone who has purchased an investment property WITHOUT having >50k in assets and not required to have a family member/friend co-sign for me (I am a 20-year-old, full-time college student).

You'll likely have to rehab the home to fit the requirements of the lender before refinancing.For the cash financing, a quick search of the forums for local recommended hard money and private money lenders should be enough to get you started.

(Note: There is another mentoring group here in Texas that does require its students to by paying members, at a much higher fee than I mentioned, in order to even invest passively.

To find a good househack, it would cash-flow after you move out but this is not a requirement from some.

I love your idea with a few caveats and call-outs.Being a real estate agent requires hustle, like hella hustle.

The tenants have been served the 90 day notice to sell (Jan 1) required in WA state.

The full renovation that's required would cut into profits quite a bit.