Or care to explain how your car insurance saved you from totaling your car?

During the last storm, a tree fell onto the neighboring parking lot and totaled a car.

Then can i claim1) property depreciation (27.5 total life) per year2) property tax deduction if first home property tax is 9000 and this second home taxes are close to 6000.

At a certain point the newer sqft value covers total tear down when completed.

Fortunately, we eventually got them out as the placed needed significant reno.I haven't rented to section 8 again, but I'm not totally against it. 

Though I'm biased as I am a total buy-and-hold-type investor. 

It appears that I can refinance (no cash out) to an interest rate of 4.8% however with the remaining balance on the mortgage that I would be borrowing my total payment will drop to $1,787.00 per month and I will no longer have PMI. 

If you can find a reasonable place to rent, it might pay to postpone buying a home until you get a bit ahead financially.The Total Money Makeover by Dave RamseyI know his views can be seen as extreme, and I am not sure that I would not get into debt ever at all, but I still think focusing on getting out of and staying out of personal debt (that of course, does not cashflow) is a great way to pave your path to wealth.If you have not read these books, I highly recommend you do, and listening to the Money Show here on BP will also give you a wealth of information regarding personal finance and Financial Independence.Best of luck to you!

But that’s totally okay.

Here's my concern:If I put 10,000 into a mutual fund this month and $50 each month after that (total of $9k), in 15 years I would have about $34,000.