How much of the area can I charge her for?

You said it got one 1' so you could go 2' but its faster and less labor to just go 4'.

Our contractor does all the work on my partners house, and charges 35/hour.

And usually you will be able to gain access to such list at no charge, you just have to call the city up and ask for the "code enforcement" department (as it's usually referenced regardless of city).

student loan 120 days late (now current), cell phone bill (paid collection), cable bill in collection , paid charge off from a bank (credit card?)

The smoother they can close the faster it will go for the broker and the more volume they can work through.

Anyway, in getting the family involved or aware, make sure you don't make it appear that you need the family's approval for the deal, that will insult the owner as not being in charge of his own affairs.Best approach is to ask about family, what the kids do now, just be friendly and ask what they think of him selling the place.

You will raise your monthly payment but you will be reducing your loan amount faster.

So, I am living with a friend who offered to charge me cheap on the rent.I will look at some hard money lenders.

There is a maximum amount of rent you can charge.