This will help your credit score and limit having a large history of payments.

Assuming the #s make since how can I get title to the home without triggering the pay on sale clause since my credit history is not good and I would not want to go thru the sales process. 

I used to live in Joplin as a kid before the big tornado hit (which was the third largest in US history, that area is at the back end of tornado alley.) 

I figured I could take a line of credit out on the equity once I bought it, but that has not been possible with any banks or online lenders with my credit history being so short (4 months). 

Get the history on the property, and find out how old the fixtures are that will dictate some of your volume. 

Yes I do teach her - I teach 9th grade history, this is year 6 for me.

Will the history of this property deter tenants from renting the property or it doesn't really matter?

Depending on the payment history, I may also decide to offer up to the tenant to take the discount in December. 

He claims that his reference will give him good feedback and his parents have a great credit history and a clean background.

Specifically, it shows deed history (last 3 transactions) but no sales prices.