I'll stick to commenting on self-management - in my view, the most time-consuming part is making sure the cabin is set up/you are familiar with it so you can speak knowledgeably about it to guests.  

I haven't had cards or consumer debt of any kind (just mortgages) in years and my score is very high. 

The buyer took for ever to do their diligence which resulted in me convincing the seller to give me not one, but 2 contract extensions.

Hey @Eric Brenneman - While it doesn't scare me, it definitely consumes me in the beginning.Part of what I do for my own clients is help them analyze other markets to invest in that might be more appropriate for their goals and risk levels. 

However, my ultimate goal is to build a portfolio of rental properties (buy and hold) for building generational wealth so that in 10 years, I can sit back and watch my legacy grow.Background/Real Estate Journey:My employment history includes working at Fannie Mae (the secondary mortgage market giant) for nearly 20 years (1987- 2006) as an administrative assistant, a call center representative in the Consumer Resource Center, and lastly as the technology manager in the call center.

Because we'd been debt free, forever, we actually had to buy a minivan (we were 42 years old and it was our first car over 3k!)

That's awesome that yours are involved at such a young age - they'll have those skills forever and they'll always be useful!

The FCRA specifies those purposes as the granting of credit, the collection of a debt, the underwriting of insurance, employment purposes, for issuing a license as required by some government agencies or for a legitimate business transaction between a business and a consumer.

And once escrow is open and title is done 36 to 48 hours  and lender has vetted you as a borrower things fund in the matter of a few days.Keep in mind though to legally lend fix and flip on one to four in CA.. takes a license  Either Consumer finance license  State lender license with NMLS or CA real estate Broker.. 

It's been that way forever.