As @Jay Hinrichs and others here have mentioned there are lots of risks with subject to or wrap deals.

I'll continue to look in the areas you mentioned.

I am open to all those areas mentioned and I have been looking.

When I confronted my real estate agent, she mentioned "underwriting didn't take in consideration the admin & broker fees.

Hello @David Espana service animals can present an issue when it comes to insurance and liability (not to mention if you don't accept pets), HUD can make an exception in a few cases.

As mentioned before their is 3 units all renting out for $600 a piece. 

You mentioned $200k equity - which has nothing to do with taxes upon sale.You will be taxed on your capital gain - which is calculated as appreciation of the property from 2014 to 2017.

As @Ted Kuhlmann mentioned, you can get that from mid to large companies with strong training companies and leads to spear on new agents.Let me know if you have any questions and would be happy to help answer them!

(I guess I forgot to mention there are 2 lots - we just had it set up where A LLC and JS were 50/50 owners of both)

@Antonino McInnisThanks for the Mention Gregory.Yes, one way to do it is using suject-to as Gregory pointed out.However, can you ask the Seller if the original Mortgage is an FHA?