@Tim Lindstrom   we pay cash for all of ours  maybe that's why we get these letters

Hey Tim - I’m also planning to build an ADU on my SFH in Oceanside (to rent out).

Thanks for the response, Tim.

Thanks Tim!

@Tim Herman hit it:  doesn't matter what your criteria are, so long as they are applied equally across the board.

Quote from @Tim Miller: This is why it's important to keep rent rates close to market.

@Tim Swierczek is a loan officer and may be able to help.If memory serves correct, the current requirement is 3.5% down (via FHA loan) Not sure about partnering on an FHA, at least if you're 2 different households.

Thanks,Tim

Originally posted by @Tim Johnson:Is it glue down or click together?

I read and recommend you read all of several of these books:Rich Dad, Poor Dad – Robert KiyosakiThe Complete Guide to Buying and Selling Apartments – Steve BurgessMillionaire Real Estate Investor – Gary KellerThe 4-Hour Work Week – Tim FerrisThe Best Ever Book on Apartment Syndication – Joe FairlessThe Richest Man in Babylon –George ClasonRaising Private Capital – Matt FairclothLong Distance Real Estate Investing – David GreenCrushing It – Brian MurrayCashflow Quadrant – KiyosakiThe Book on Investing in Real Estate with No (and Low) Money Down – Brandon TurnerMulti-Family Millions – Davis LindahlThe Book on Flipping Houses – J.