You HAVE to profile, you just can't discriminate.One rule I have always insisted on is if the tats are visible, they are not going to be approved.

I would be getting approved for the home loan based on my income at the time which would not include the day care at all.

It's not hard to get approved by you must pass the inspection.

Rep budged on the implementation manager, and said with "my manager's approval" we could avoid it.However, I was told training is mandatory.

Either they both are moving (with proper notice) or if the one leaving wants to find a replacement roommate who is screen and approved.

Since everything has been approved (yes?)

The act of the transfer is a breach of contract and only cause for the loan to be acceleratedI suggest you not even get into Contract For Deeds, that will just blown off this site.I'll be discussing basic approaches for buying real estate creatively.Some good and some not so good.Later I'll discuss the pros and cons of the best creative financing methods so you can determine which to use for your particular situationLand ContractsOptions, Leases, Options to purchaseAITD's (All inclusive trust deeds or wraps)Seller carry back deeds of trusts/mortgagesTaking subject to the existing financingNot recording the deed, which is dangerous if not properly protectedRecording a memorandum of agreement Trusts:Transfer the property to the sellers trust, get the bank to approve the transfer and then have the beneficiary of the sellers trust changed to the buyer.Just transferring title into the buyers name hoping the lender won't call the loan.Equity shareBill Gulley againCFD's are rather dead as there are recent issues with circumventing foreclosure laws and rights of redemption by filing a deed in lieu of foreclosure upon default.

The LMO will have the last word actually, they can have the note or an attorney can write it, but the LMO approves it.One of the clarifications that came out was that attorneys can originate a loan in the course of providing legal services, such as selling a property in a Trust they manage for a client, but if they get in the business of originations they need to be a LMO as well.Typical ?

I speculate that is because they don't want future liability from a client who declines title insurance and has a future problem.Also HUD will not allow a closing to occur at an closing agent who is not on their approved list, which requires current licensing and errors and ommsions insurance.

That’s a year of consulting, communication and coordination of all the bank approved parties and numbers, project due diligence, auditing, inspecting construction, and results monitoring, though property management rental and leasing and keeping everybody happy!