Condos most companies wont loan if there are too many investors, & almost all fall into that category.

I've used Howard Restor a Finish before to varying success.

I can't think of anything I could spend money on that would not go into one of those categories?

Obviously, it's going to vary per market, and for property, that when doing preliminary analysis, what rules of thumb do you use for estimating the cost of segregating utilities ?

Water, sewage, and electricity can vary widely.  

There must be a note somewhere in order for there to be a lien which secures said debt memorialized in the note.A lien being stripped, as Jerry W describes, does not mean the debt is discharged it means the lien is removed from the property and the debt is moved into the unsecured category of the plan and follows those claims of the unsecured debtors in the plan.   

However, the quality of information presented varies wildly.

My take is it varies to the individual.

Then another category you can choose Detached or Attached.

Don't get caught up in contractor's drama.Don't take on a major project like this until I get better at estimatingAdd a big Misc category.