Run-of-the-mill homes aren't going to do as well, but if you're bringing the amenities, buying a home with some style, furnishing well, photographing it with a professional and writing a slick listing, then your vacation rental should hit 55% out of the game and be aiming for 70% by year two or three.

Some pre-payment penalties are as long as 5 years which a likely dropping interest rate environment over the next year or two can be very expensive when you cannot refi because the PPP is to much. 

If they are doing 4-5 rooms they'll usually throw in a ceiling or two and maybe trim in one room.

I worked with two amazing Brokers (Travis and Patrick from Savvy Ent.) and an outstanding loan officer (Isaiah from Cornerstone Mortgage) who really helped pave the way.

You might get one with two new roommates in a subsequent year. 

During the MN winter months so I had my two sons, 8 and 11 at the time, help with snow removal.

Hello, I'm about a month out from closing on a triplex with tenants. 2 of the tenants leases are expiring end of February and the third is on a sec 8 til Sept. 

I'm actually looking at a third option of cash out refi the home, the partner with someone with the cash in my next investment. 

You are only doing books on one or two cheap properties that are highly leveraged. 

Two things I'd suggest is to keep house hacking and dollar cost averaging.