If after explaining all of that, the person is hesitant, I'll recommend that we DON"T do the deal -- not try to persuade him it's a good deal. 

Not depressed about what I  have to do. if I can do it in jeans, t shirt and sandals even better.

Originally posted by @Jeff T.

@Larry T.

No...you pay in $$$$$.  5% for Vacancy and Repairs means N  O  T  H  I  N  G.The specifics here, in $$$$$, is this:  $100/month =>> $1200/year5% of $800 is $40/month, which ends up being $480/year. 

Last week, a plumber that we sub contract, who is also a friend (who regularly adds stress to my life) gets pulled over in Warwick RI.

Or would you try and utilize this to get your own deals, bearing in mind that you don ‘t yet have high income to warrant huge loans, etc? 

@Jennifer T."

Keep in mind that this tenant is showing her true colors now that she feels she is under some stress.

They could have saved us all a lot of stress by just assuring everyone that we would get paid.