"Bad debt" buys stuff/junk that either incurs meaningless debt service or is "wasted" from a financial independence perspective.If you buy some income-producing property where the annual loan constant times the LTV is less than the capitalization rate you will get positive cash flow.

I work for a servicing company and we don't own all of our REOs but we do have POA and servicing rights which allow us to sell the property and sign for doing so.

I used to use an efax service, but I agree with the others who said that having to scan documents before faxing them was a pain.That said, if you send lots of faxes, an efax service may work out cheaper.

Although that amount won't really pose any great financial burden for us if we don't rent it out, we plan on doing so.Before choosing this particular piece of property, I did some calling around to various rental management agencies to see what the proposed rate would be in that area for a 1BR/1BA if they were to do this service for us.

These are lenders that service their own loans (outside of the Fannie/Freddie guidelines).

I was thinking what if there was a way to give renters free home phone services.

I also tried the USPS service Click2Mail, but it was painfully slow to use and edit images.

Doesn't make sense to do "free trials" or subscription services when there are honest-to-goodness free resources out there.

My screening service has a confidential "tenant report card" for bad tenants where you can list a tenant and what they did to your property (which I am currently filling out as i have so much damage in such a short period of time--from a lawyer no less)but it is just for my state -a landlord would have to use my service and her name would come up--she and her deadbeat "fiancee" moved to Texas and I wish their new landlord could have found out about them.Any ideas or thoughts from anyone?

I was thinking about joining RealtyTRAC and heard that the service they provided was less than optimal.