Hello Mark,The tenant rented your property with the older garage and it is still working, so I would hold off on the new garage.

I found my city, found what I thought was a good deal only to find out insurance rates were 2X more than in my current hometown for a long term rental.

.- You won't extend the term back to 30 years (which is definitely part of your monthly projected savings). 

I can still remember the moment we got the term sheet for our first deal and happily signed it, thinking that was the end of the talks.

I would like to retain this house and turn it into a mid-term or long-term furnished rental.I would like to move out of that house and into a bigger primary residence which would likely be a $750-850k purchase price.

Brand new roof and each unit is good in terms of renovations. water heater from 2017. only concern is HVAC system is 14yr old, that’s the only potential cost that i see that could occur within the next 3-7yr.

Some investors have a buy and hold approach, making it their sole focus to have their mortgage paid down by their tenants and putting a large down payment.

I've been looking for a reputable attorney to work with but havent found one locally yet to hold my hand through DD on the first few deals.

The goal is to build long-term wealth.

., I've gained most interest in Mid/Long-Term Rentals and BRRR's, and I would most likely want to try to Owner Occupy a House-Hack as my first property.