My loan broker was able to get me set up for my VA benefits of $0 down and only $1k and some change for the closing cost, with an APR of 3.25%.

Many investors think that if they don’t qualify for REPS status, they won’t be able to benefit from a cost segregation study.

You typically borrow up to 75-90 percent of the purchase price and 100 percent of the rehab costs.

. $415K less rehab costs at $200K (20K/unit) = NET $215KYou would pay a % of the future value in this example, you certainly (and neither would he) wouldn't pay $1,392,857 for an asset generating $75K per annum, understanding that the value therein would be offered at a 3.2 CAP.

Make offers on both properties at a price point that makes sense for you to make money and considers the cost to renovate & the vacancy rates.

My reasoning is because i realized that i want to do something, alongside my design degree, that involves building complexes (mostly commercial buildings) but im not sure with degree would be the best to do this.

2) What would be reasonable profitable strategies for Ontario?

I moved all of mine to ecobee for this reason and have been very happy with the switch as ecobee allows this.  

After closing cost  I’ll be at 250k. built in 2017. 2600.00 MO income. rents can be raised some not much right now. 80% LTV I’ll be out of pocket 54,000. 

It looks like it's pretty much the same terms: 0% down owner-occupied and 5% down NOO. 2.25% funding fee and the seller will pay up to 6% of the sales price towards closing costs.