Get info from a few sources, online and at least 1 from a human (ie realtor). 

See if your state has an online calculator at this site:http://www.anytimeestimate.com/PA_HOME_BUYER/pa-re...

DSCR loans for rent ready properties.

But most contractors want all the work and cost a ton of money which we don’t have since I’m using a construction advance loan. 

Does having the capacity to pull a business loan or business credit card benefit strategy in any significant way?

If the bank has taken the property as REO, then all the loans would have been forgiven, correct? 

When it comes to finding deals in real estate, particularly in the multifamily sector, it's not as straightforward as browsing online listings.

But if you have commercial type loans, you may not have much of a choice and HELOCs do not count when you are under audit.

Examples - owner occupied loans for house hackers, specific market knowledge (ie - friend of mine that ice fishes and bought a short term rental cabin in an ice fishing spot that you and I would never know of), ability to do renovation on your own or cheap, contacts with local companies or organizations that would be a tenant source for mid term rentals, ways to source off market deals, etc.Whatever it is, figure that out and get started.

I am very confused about whether it is best to pay cash (which I would not have to borrow) and then do delayed financing , get a DSCR loan, or something else.