Delayed financing or DSCR loan

[Chelsea Allen]

Hello again. I am looking to purchase a 2 door MF investment property in Florida under an LLC. I do not have the LLC formed yet. I am very confused about whether it is best to pay cash (which I would not have to borrow) and then do delayed financing , get a DSCR loan, or something else.

A local credit union also mentioned something called a "savings secured loan" which can be used for anything (even going on vacation), but I don't know if there are tax benefits to that and I don't think I can do that under an LLC. My concerns with delayed financing are the double closing costs.

I don't understand the mechanics of the different loans and what the tax benefits are of the different options.

Thanks to everyone who has replied to my previous questions.  There is so much information and the more I hear, the more questions I have :)