Thanks for everybody's input, positive and negative.

Homeowners seem to be really apprehensive about responding to such inquiries because of negative news regarding short sales/investors/modifications, etc.

Maybe we should have put a rule into the competition that if you have negative Influence or 'Abuse' Posts you are disqualified.

Deflation is a negative growth, not a slowdown in growth.

The negative i saw in the gary/ hammond/ whiting area are mostly distance related.

Prior to Air BNB, most of the properties we sold were negative on paper and often in reality.

Compared to market increase in one year of 10% (yes I know markets today might be 20 but they also can be a negative number)  Doing 10 owner occupied loans, well that doesn't work. 

Have you seen the statistics on realtor attacks?

Unfortunately, I am only able to find this for major markets and cannot find any statistics regarding smaller cities.

That on national level there would be a consolidating event of median price step back "AS much as" 15%, although 7-8% would be far more the norm, AND some SPECIFIC markets would have DEVIATIONS from the national average in BOTH the negative and positive up to 30%.