![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/174648/small_1671378034-avatar-keerth.jpg?twic=v1/output=image&v=2)
8 January 2014 | 5 replies
Right the MMI on FHa is now for life if you put less than 10% down but realistically only maybe 2% of people using FHA put more than 3.5% down unless its for a strategic reason.If you have superb credit I would recommend you use 5% down payment and payoff the MI through whats called single premium lender paid mortgage insurance this is done by raising the rate high enough to absorb the mortgage insurance for instance instead of 4.75% you can opt for 5.125% and it will pay for the MI off for the rest of the life of the loan, or you can keep 4.75% but pay the SPMI in cash, or pay the stereotypical method of monthly mortgage insurance.If you're going from FHA to FHa refi thats a different story (streamline FHA refi).
8 January 2014 | 3 replies
My concern is getting bogged down and getting "into the weeds" on building search criteria that is too refined.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/85166/small_1621416129-avatar-bbriscoe.jpg?twic=v1/output=image&v=2)
12 January 2014 | 24 replies
FWIW, our base lease states no pets at all, but before we found out what kind of dog this was, we did verbally tell her that we would try to accommodate the situation if possible.Here Insurance cancellation/exclusions would be my concern.
24 January 2014 | 15 replies
Have you used that method in the past?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/128334/small_1698352152-avatar-housefinder7.jpg?twic=v1/output=image&v=2)
27 January 2014 | 18 replies
One other method that I have used is to call several of the local Property Management companies, explain to them you are potentially buying a property in the area, and ask them what they get in the properties they manage.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/168183/small_1621420939-avatar-jqshaw01.jpg?twic=v1/output=image&v=2)
14 January 2014 | 5 replies
The arose as an area of concern after my situation last week.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/172340/small_1621421392-avatar-jlubeski.jpg?twic=v1/output=image&v=2)
3 February 2014 | 30 replies
I made a mistake when I posted that.Here is the corrected version concerning the "colleague."
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/155242/small_1621419915-avatar-drun.jpg?twic=v1/output=image&v=2)
17 January 2014 | 6 replies
Mortgage questions concerning double wide on 5 acres.I'm considering a double wide that currently resides on 5 acres.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/150358/small_1621419609-avatar-lnjwilcox.jpg?twic=v1/output=image&v=2)
19 January 2014 | 37 replies
Obviously if I were concerned about the safety, I wouldn't live in it, but just because the windows aren't large enough for the code doesn't mean there aren't safe exits.I don't think a building inspector would care because I'm not talking about "adding another dwelling to the building."
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/160316/small_1621420248-avatar-justinescajeda.jpg?twic=v1/output=image&v=2)
14 January 2014 | 4 replies
The ones I am concerned with are in a park, and I have been told that is considered personal property not real property, and it does not apply.