honestly what people assume to be bias really isnt. an appraisal is an opinion of value, so different appraiser will have different values. you cant choose your appraiser(before you could), they get assigned the job. they get paid a flat fee whether your value is high or low so they dont care what your appraised price comes out to as long as they can explain it. they usually dont over value it because that could lead to overinflated fraud(the reason you cant choose your appraiser anymore, banks went with their go to appraisers who appraised high so that they could get people to qualify for mortgages and sell the mortgages off) which they dont want to deal with. so most of the time appraisals will come right at the asking price because they are lazy and just want to do a fast job to move onto the next one and can justify it with comps. other times they will actually run all the adjustments and do a good job and if its highly upgraded then it may come in a little higher or if its not in best presentable condition it could come in lower depending on what the appraiser thinks the property is compared to comps. doing an appraisal is more complex than just running comps and comparing pirce/sqft like most investors and realtors do. you have sqft living, sqft land, easments, bed count, bath count, garage vs carport vs no onsite parking, condition of home, location, etc. again its just an opinion of value, so one appraiser might think there should be a 10000 adjustment to one line and another might think it just needs a 7000 adjustment. some might look at your messy property that just needs a new paint job and flooring and adjust the condition lower than someone who knows thats all it needs. so to say an appraiser is bias doesnt make sense to me because they gain nothing by intentionally lowing your value because of skin color. they just want to get paid and move on the next one with the least amount of work. if you said some appraisers are incompetent, then yah i would have to agree but you cant choose which ones you get.

That individualized assessment must consider a number of factors, including:The nature and severity of the incidents that would lead to a denial;The number and type of incidents;The time that has elapsed since the date the incidents occurred; andThe age of the individual at the time the incidents occurred.Many Oregon landlords will likely search for guidance on how to properly conduct such an evaluation.

Sorry you are dealing with this- in all honesty, your PM should be leading the charge and just keeping you posted. 

While inspectors can tell me what needs to be fixed that is not the same as here is what is needed to bring the ARV to look like XXXXX.In my market its very competitive (San Antonio, TX) to the point that I am going to focus on OFF MARKET leads, but the on market are helping me learn and get my reps in.  

Athletes, Entrepreneurs and Philanthropists Visualize to WinIf you want to see a beautiful example of visualization, watch The Queen’s Gambit, the story of a young chess player who uses her visualization skills to win tournaments.The practice has been used for decades with Olympic and other leading athletes to improve performance and accomplish goals.

Interesting analysis by this economist professor on the Dallas Fort Worth market: As we have seen before Texas has lead the way on both the burst as well as the boom from the last decade. 

There is some lead on the property that needs abatement or remediation so we need a qualified contractor to make sure we are properly correcting everything.

If you have other investors/partners (or a spouse), you could tell the tenants you need to run it by them first but of course that might get them hopeful or lead them to believe it's open for negotiation.

What do the disclosures say about lead based paint, asbestos, is the electrical and plumbing original or have they been updated?

So they get leads here and there (I still think it is WAY too inefficient to do D4D, but hey, to each their own right?)