Climate change was also a major contributor to the severity of the Louisiana floods last summer. 

You should know what all of the houses that have sold in the last year around that house have sold for.

Income from leveraged portion of the property will be subject to taxation so be sure to consult with a knowledgeable CPA about tax consequences (this is not the case in a Solo 401k, which is one of the reasons it makes it superior to the IRA). 

@Ramon Olmos, 550,000 exchanges in 2005, 100,000 exchanges in 2008.  2/3rds of realtors turned over in the last 10 years.  

I know real estate is a revered profession, but I've gone through 6 agents and the last one filed the wrong paperwork and I lost out a great deal.  

The key is that 2 year work history that you'll need to establish.In certain circumstances you can use the income before you even receive your first paystub (certain relocation and job change scenarios), however typically you'll need to receive atleast 1 paystub to use it.If you have had no work within the last 12 months preceeding this new job then you may need to be on this job for a min of 6 months before you can close on this new loan which would hamper your plans to close within 45 days on this duplex.Then again scenario #3 if you have the credit and the down payment and the property cash flows from conventional underwriting perspective and you have "no credit card debts," on your credit report then you may be able to qualify any way since your debt to income or DTI will be 0% (property cash flows) no debt outstanding to qualify for as the duplex will be adding income to your scenario.I've had an underwriter okay scenario #3 above but have never funded a deal like.

How have the last 60 days been with them...Are the bonuses you bought worth it?

I have been reading forum posts, books & blogs on BP for the last several months and thought it was time to stop in to say hello!

Unlike most organizations, I believe in keeping the historic look of the neighborhood, and revitalizing the homes, while allowing them to keep their rustic charm.According to the article the amount of sold listings has more than doubled since 2015 and home prices have increased from $113,000 to $143,000 in the last six monthsAlthough the neighborhood may not be quick returns, there is definitely long term potential in the Barrio Hollywood Neighborhood and we look forward to further investments in this community.  

We have used them for the last couple of dealsThey do 30 year amt on 3 to 7 year adjustable rates.