Closed on my property yesterday, received my final closing documents today and I see that lender wire me more money than expected, turn out a part of my seller credit to buyer is not included.

There is risk involved with everything, including walking to the local deli for a sandwich on your lunch break.

The tenants esstopal letter should have included that information.

Lease option includes what typically?  

It lists specific relationships, of which cousin is not included.  

People with good credit are rewarded with same.a little off topic but when i was activly HML in Mississippi I had a pretty significant LOC with Trustmark .. and when talking to my banker there he told me they really focused on the medical profession.. providing all the capital for those folks to buy their homes with minimal down include the furniture and cars etc etc.. i could not figure out how these under 40 doctors were living in million dollar homes with 300k in toys :)  the banker said once we have these doctors as clients we have them for life and their entire banking needs.My personal banker in Oregon their bank really goes after Dentists .. and they do the same thing.  

One spouse being real estate professional, comes with it huge tax advantages including being able to use passive losses created by depreciation to offset any other forms of income.

In this case, because you're now using OPM, that RM exercise needs to include your 'partners'. 

Depending on the market if you did that with all quadplexes you could be at 16 doors in 4 years (not including traditional investment properties you may have aquIred) with a total of $0 in downpayments its an under used loophole in the system.

Turn key property with 3% VR and 5% Maint allowance included in that CF.