The Great Recession is only recession caused by housing/lending. in all previous recessions an impact on the housing market was a symptom. not a cause.today, the Fed has stated it is specifically targeting slowing house price inflation to create a drag on GDP to slow overall inflation. previously, the Fed was going to let QE assets mature and roll off. now, as part of QT the Fed will sell off assets prior to maturity to increase supply, decrease prices, increase yields to cause mortgage interest rates to rise to cause less home buyer demand to cause slower house price inflation to create a drag on the overall economy in GDP.you are comparing today's economic climate to previous situations. today's economic climate has never happened before similar to the cause of the Great Recession never happened before.

Minimum property standards to refi with an Agency mortgage are identical to minimum property standards to purchase with an Agency mortgage.

I think what you have here is an identity issue to resolve.

@Jim Y.We all want an identity.

I mean just look at many newbies response's they are identical..

You'll find two major classes of software, and they both enable you to accept online payments for your tenants.The more mature platforms that are designed for landlords/property managers include Rentec Direct, Buildium, Appfolio, Propertyware, and Rent Manager.

Our thought are identical.

Here’s my last buy august 2019- $60k purchase, $15k rehab, currently rented for $1450, house next door is identical and sold for $153k earlier this month, but my house is much nicer since it’s a new rehab. 

Primarily that you will now cut your monthly cash flow since debt service will increase with a higher principal (unless you refinanced into a much lower rate environment)However, Cash-Out Refinances are riskier for your Lender for a few reasons, so they will typically charge a higher rate / points for the privilege (versus an otherwise identical loan thats a rate-term refi or acquisition)Why are Cash-Out Refinances priced higher by the lender?

To add to what @Dennis M. is saying, it's not really well understood in other places that in these mature Rust Belt MSAs dominated by Democratic union machines (and I say this as a registered Democrat), the best action for OOS investors is rarely within the city limits proper, or even in the immediate suburbs.