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My loan agent has laid out few options for the loan.

We can hope for lower interest rates to alleviate some of the consumers concerns, but fear is real and creates welded pockets.

Interested in Lease Option/Rent-To-Own deals.

(I told him we have other options, but I would rather that he gets to make the profit instead of the bank.)

This means lower returns, of course, but we're not currently prepared to oversee a major reno from afar.

I believe it tends to give me a slightly lower return, because the sponsor is going to be more careful, and if there is a severe downturn will prevent me from taking catastrophic losses.

For my real estate investor friends, we have always underwritten our deals based on the deal cash flowing under current market conditions and not speculating on needing to refinance when rates are lower.

It's an out of state property, so going to check it out for myself isn't a viable option. 

We get a lot of CA investors in our market here in Tahoe Reno, NV that are looking to 1031 exchange out of CA and into Nevada for the lower property taxes and no state income tax benefitsCarlan C.