What they don't understand they fear. 

If she refuses to sign anything, write a memo for your own records that states she refused to sign but that she was notified.Any time you have a renter that is a victim of violence or otherwise has legitimate fears for their safety (e.g. stalker) you should let them out of the lease so they can move to safety.

I fear getting too much house with not enough demand for the rental price that would be required to make it worth buying.

Many STR owners switch to long term when the Pandemic first started out of fear and are now stuck with long term tenants and missing out on all the vacation demand.

This is all but exclusively the very small, novice, inexperienced "investor" and I truly believe there ignoring it all and signing "it will all be ok, they won't really do this, it will be fine" is more about fear, and the fact they simply don't know what it all means, what to do, and in all that reassuring their doing nothing as the "right" thing.

I was raised to fear money. 

They do not fear being evicted so the length does not matter.

I know it's important to continue building my knowledge base (and my capital) but I am getting anxious and fearful that I won't make as much progress in New York.

Inspectors aren't going to look at everything and this is my fear.

My January rents for existing Section 8 tenants at other properties were also paid on time.I called my Housing Authority to inquire about February rents as well, and they indicated that they will be paid according to normal procedures and timelines (i.e. 1st-5th of the month direct deposit), and that no additional information is available for March onward at this time.Hope this helps calm some fears of a spectacular show of Section 8 chaos :)