Subject To vs. Lease Options

[Hae-Yuan Chang]

Hey everybody!

I am going to reach out to some landlords this week to make a few offers. I'd really like to weigh both Subject Tos and Lease Options, and how to know which is better for which situation. Some thoughts that I have is that if you do a Subject To, then eventually you can have the mortgage paid off and sell the house. With lease options, you can exercise the option, but would have to qualify a loan. Does anybody have any tips about this? Thank you!