The remaining 25K I want to draw up a private deal over X amount of years to pay the owner. 

Then I draw a calendar grid on it for each address.

So back to the frustrating drawing board trying to find a “good” deal.

I have a lot of credit to draw from, but I strategically pull from it when I really need to, and never the entire amount.Also agree with @Jason DiClemente's statement on the DTI ratio when you refinance. 

I also never use that phrase myself and am very skeptical when I hear it from other contractors.I seem to be stuck more with the issue of him having to contribute and do more so his partners can gain....He has to use his contactsSchedule estimates with subsMeet with subsDraw up scope of work Draw up contractsMeet with townMeet w architect Draw up contractsLook at plansUse his insuranceHis crew for laborWorkmans comp.Collect paymentsfile taxes etcThe list goes on and on and I feel there needs to be compensation for all of that.Which brings up the question, assuming all partners were financially invested equally what else did his partners bring to this deal that they have to provide extra time and effort and personal resources for no gain?

Starting to compare areas and seeing which draw in various potential renters with businesses vs. hospitals/etc.

Construction loan with draw schedule.

Do not try to save money on drawings.

Each time she found a problem with them and sent me back to the drawing board. 

Is the ventilation fan drawing out enough air and moisture?